Gharka Banker
Home Loan - Apply for Home Loans Online With Ease-


Home Loan

Loan amount up to 100% of Agreement value

Loan amount up to 90% of agreement value

Nil prepayment Charges.

Nil Processing Fee in Selected Banks

Do & Donts Of Home Loan

Give all credit information as required in the application form

Fill up the application form yourself

Spend 5 minutes to go through the sanction letter once before loan disbursement

Please check the Rate of interest.

Check wheather the Rate of Interest is Floating or fixed.

Keep a copy of sanction letter for future reference

Do not hide any credit information. This will make your loan processing faster.

List of documents

Salaried Self employed Professionals
Application form along with photograph. Application form along with photograph. Application form along with photograph.
Salary slip 3 years ITR 3 years ITR
Appointment letter Business profile Individual profile
Form-16 Current account statement Current account statement
Salary Account Statement Saving a/c statement Saving a/c statement
Relieving Letter License for running business Professional Qualification proof
Address proof 3 years P/L account & balance sheet 3 years P/L account & balance sheet.
ID Proof Address proof Address proof
Signature Proof ID Proof ID Proof
Signature Proof Signature Proof

Documents to be checked before buying a home

Purchasing from Builder Resale Purchase
Commencement certificate(CC) Occupancy Certificate(OC)
Approved building plan Previous sale agreements
Development agreement Share Certificate
Occupancy Certificate(OC) Society registration certificate.
Non Agriculture (NA) Order Water & Property tax bill.
Urban Land Cealing (ULC) Order Speak to society office bearer before purchasing
Sale agreement(SA)
Please check the Carpet area mentioned in SA -

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