Gharka Banker
 
   
 
 
 
Property Loan , loan on property

Loan Against Property


Loan Against Property

Facility available to both Salaried and Business Class individuals

Loan can be availed against the mortgage of Residential/Commercial /Industrial Property

Loan Amount up to 80% of the market value of the property (*may vary based on Bank/FI guidelines)

Lowest processing fee quote can be availed

The property needs to be mandatorily insured in favor of the Bank/ FI.

The loan tenure will be up to 15 years. (*may vary based on Bank/FI guidelines)

Do & Donts

DO disclose all information to the Bank.

DO maintain healthy CIBIL record.

DON’T hide information about any existing Loans.


List of documents

Salaried Self employed Professionals
Salary slip (6 months) 3 years ITR along with audited Balance Sheet and Profit and Loss Account. 3 years ITR along with audited Balance Sheet and Profit and Loss Account
Appointment letter Business profile Individual profile with qualification details
Form-16 (Last 2 years) Current account statement (Last 1 year) Current account statement (Last 1 year)
Salary Account Statement (6 months) Saving a/c statement (Last 6 months) Saving a/c statement (Last 6 months)
Employment Stability Proof of atleast 2 years Business Ownership Proof Professional Qualification Proof
Address Proof Address Proof Address Proof
ID Proof ID Proof ID Proof
Signature Proof Signature Proof Signature Proof
Property documents Property documents Property documents
Copyright © 2019 Gharka Banker. All rights reserved.
Website Maintained By : W3SERVICES INFOTECH