Gharka Banker

(*Applicable for online application only)

Property Loan , loan on property

Facility available to both Salaried and Business Class individuals

Loan can be availed against the mortgage of Residential/Commercial /Industrial Property

Loan Amount up to 80% of the market value of the property (*may vary based on Bank/FI guidelines)

Lowest processing fee quote can be availed

The property needs to be mandatorily insured in favor of the Bank/ FI.

The loan tenure will be up to 15 years. (*may vary based on Bank/FI guidelines)

DO disclose all information to the Bank.

DO maintain healthy CIBIL record.

DON’T hide information about any existing Loans.

Salaried	Self employed	Professionals
Salary slip (6 months)	3 years ITR along with audited Balance Sheet and Profit and Loss Account.	3 years ITR along with audited Balance Sheet and Profit and Loss Account
Appointment letter	Business profile	Individual profile with qualification details
Form-16 (Last 2 years)	Current account statement (Last 1 year)	Current account statement (Last 1 year)
Salary Account Statement (6 months)	Saving a/c statement (Last 6 months)	Saving a/c statement (Last 6 months)
Employment Stability Proof of atleast 2 years	Business Ownership Proof	Professional Qualification Proof
Address Proof	Address Proof	Address Proof
ID Proof	ID Proof	ID Proof
Signature Proof	Signature Proof	Signature Proof
Property documents	Property documents	Property documents

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